Settle is an AI bookkeeper that categorizes every transaction, reconciles your accounts, chases late invoices, and keeps you tax-ready. It works while you sleep. No learning curve. No human bookkeeper required.
Powerful tools that assume you know double-entry bookkeeping. You still do all the work. Most founders fall 3 months behind by Q2.
Human bookkeepers powered by fragile economics. Bench shut down overnight. Botkeeper burned $100M and followed. Your books disappeared with them.
The right answer if you can afford it. Most small businesses cannot. And even good bookkeepers take vacations, get sick, and quit.
Not a tool you operate. Not a service that might vanish. An autonomous bookkeeper that does the job, reports the results, and never stops.
Connect your accounts, tell Settle your preferences, then get back to running your business.
Link your bank accounts and payment processors. Settle syncs transactions in real time and starts categorizing immediately.
Tell Settle your chart of accounts, vendor preferences, and reporting cadence. It learns your patterns within the first week.
Settle closes your books every month, reconciles everything, and delivers tax-ready financials. You review. That's it.
Every transaction from every account, automatically categorized using your chart of accounts. Settle learns your vendor patterns and gets more accurate every month.
Daily reconciliation across all connected accounts. Discrepancies are flagged and resolved before they compound into end-of-year nightmares.
Settle sends invoices, tracks payments, and follows up on overdue accounts automatically. Late payments get chased so you don't have to.
Books closed by the 5th of every month. Accrual-basis, GAAP-compliant financials ready for your accountant, your investors, or the IRS.
Unusual charges, duplicate payments, subscription creep. Settle spots the things humans miss when they're reviewing hundreds of line items at month-end.
Settle exists because every business deserves a bookkeeper that works around the clock, never makes excuses, and costs a fraction of the alternative.